NOTE THE TERM "SERVICES" means flights, package holidays, accommodation, car hire, travel insurance, cruise holidays, legal service and such other services as may be referred to herein.

A: GENERAL SECTION- THIS SECTION APPLIES TO YOUR USE OF THIS WEBSITE AND ALL THE SERVICES PURCHASED BY YOU PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS SITE.

Your use of this site is expressly conditioned on your acceptance of the terms and conditions contained herein. By using this site, you are confirming your consent to and acceptance of these terms and conditions. If you do not agree with any part of the following terms and conditions, you must not use this site. AUTO-ASSURANCE reserves the right to change these Terms and Conditions of Use from time to time at its sole discretion. 

PLEASE NOTE THAT NOT ALL OF THE SERVICES WHICH AUTO-ASSURANCE PROVIDES ARE SUPPLIED BY AUTO-ASSURANCE , THEREFORE THE CONTRACT FOR THE SERVICE WILL BE WITH YOU AND THAT THIRD PARTY

1. Legal Capacity AGENCY-  When you are purchasing a Service on this site, you understand that  AUTO-ASSURANCE is an independent company who provides third party legal services to its members. Any contract for the Service between you and any third party legal supplier,  will usually involve your being required to accept additional terms and conditions governing the contract with the relevant third party supplier. YOU SHOULD READ ANY SUCH THIRD PARTY TERMS AND CONDITIONS. When AUTO-ASSURANCE deals with you as an agent who provides third party legal services, AUTO-ASSURANCE has no contractual liability for the Services which you are provided.

PRINCIPAL: There may also be instances when AUTO-ASSURANCE shall be the principal for the Service which you are purchasing, i.e. the contract for the Service is between AUTO-ASSURANCE and you. In such instances you will be required to accept additional terms and conditions which govern the Service which AUTO-ASSURANCE is contracting to provide to you.

YOU SHOULD READ AUTO-ASSURANCE TERMS AND CONDITIONS BEFORE COMPLETING YOUR PURCHASE.

YOURS: You hereby confirm and represent that you are eighteen years or over. You understand that you are financially responsible for all uses of the Site by you.

2. Invitation to Treat- All the Services sold through AUTO-ASSURANCE  are NOT an offer by AUTO-ASSURANCE to sell any Service, but rather a product service which provides 3rd party legal services in the province of Ontario in accordance with product purchased.  AUTO-ASSURANCE is free to accept or reject any offers.

Purchasers will receive an email specifying terms and conditions of purchase form AUTO-ASSURANCE

3. Limited License- AUTO-ASSURANCE grants you a limited, non-transferable license to use this site in accordance with these Terms and Conditions of Use. You may only use this site to, inform oneself of potential purchase, make legitimate purchases and, shall not use this site for any other purposes. This site and content provided in this site may not be reproduced in any way without the written consent of AUTO-ASSURANCE . Unauthorized use of this site may violate applicable copyright, trademark or other intellectual property laws or other laws. You are prohibited from posting or transmitting any unlawful, threatening, libelous, defamatory, obscene, indecent, inflammatory, pornographic or profane material or any material that violate any law. In addition, you are prohibited from posting or transmitting any information which (a) infringes the rights of others or violates their privacy or publicity rights (b) is protected by copyright, trademark or other proprietary right unless with the express written permission of the owner of such right, (c) contains a virus, bug or other harmful item, or (d) is used to unlawfully collude against another person in the restraint of trade or competition. You shall be solely liable for any damages resulting from any infringement of copyright, trademark or other proprietary right, or any other harm resulting from your use of this site.

4. Warranties and Disclaimers- DISCLAIMER/EXCLUSION OF WARRANTY AUTO-ASSURANCE does not promise that the Site will be error-free, uninterrupted, nor that it will provide specific results from use of the site or any content, AUTO-ASSURANCE search or link on it. The site and its content are delivered on an "as-is" and "as-available" basis.  cannot ensure that files you download from the site will be free of viruses or contamination or destructive features. AUTO-ASSURANCE disclaims all warranties, express or implied, including also any implied warranties of merchantability and fitness for a particular purpose .AUTO-ASSURANCE  will not be liable for any damages of any kind arising from the use of this site, including without limitation, direct, indirect, incidental, and punitive and consequential damages. AUTO-ASSURANCE makes no guarantee of any specific result from use of this site.

LIMITATION OF LIABILITY. AUTO-ASSURANCE assumes no responsibility, and shall not be liable for, any damages or viruses that may infect your computer equipment or other property on account of your access to, use of, or browsing in this site or your downloading of any materials, data, text, images, video or audio from the site. In no event shall AUTO-ASSURANCE or any third party suppliers be liable for any injury, loss, claim, damage, or any special, exemplary, punitive, incidental or consequential damages of any kind (including but not limited to lost profits or lost savings), howsoever arising including but without limitation (i) any use of the site or content found herein, (ii) any failure or delay, or (iii) the performance or non performance by AUTO-ASSURANCE or any third party supplier including but not limited to, non performance resulting from bankruptcy, reorganization, insolvency, dissolution, or liquidation If, notwithstanding the foregoing, AUTO-ASSURANCE or any third party supplier should be found liable for any loss or damage which arises out of or is in any way connected with any of the above described functions or uses of this site or its content, the liability of AUTO-ASSURANCE and the third party suppliers shall in no event exceed, in the aggregate, the greater of $500 Canadian dollars. 

ERRORS AND OMMISSIONS:- AUTO-ASSURANCE will use best endeavors to correct any errors and omissions as soon as practicable after having been placed on notice of same. For example a price, product, service or other detail displayed or presented on this web-site may result in a price, product, or service or other detail being incorrect. Where this occurs, AUTO-ASSURANCE reserves the right to cancel any contract with you, without any liability to you.

5. Governing Law- This Agreement and its performance shall be governed by the laws of the Republic of Canada and subject to the jurisdiction of the Canadian.

6. Termination- AUTO-ASSURANCE may terminate your use of this Site and these terms and conditions and/or the provision of any of the services provided on this site at any time for any reason, including any improper use of this site or your failure to comply with these terms and conditions. Such termination shall not effect any right to relief to which AUTO-ASSURANCE and its third party suppliers may be entitled, at law or in equity

7. Coverage limitations- AUTO-ASSURANCE DOES NOT provide coverage in any circumstance to a driver charged with "criminal" driving offences. These include, but are not limited to; Criminal negligence, Driving above the alcohol limit in Ontario (blood alcohol level over 0.08), Driving while under suspension, Failing to obey police, Failing to remain at an accident scene, Motor manslaughter, Operating a motor vehicle without insurance, Racing, Speeding 50 km over the posted speed limit, Refusing a breathalyzer test, Stunt driving or drag racing, Violation of license conditions (alcohol-related).

AUTO-ASSURANCE  does not provide coverage in any circumstance to any non-related driving offences contained with the  Highway Traffic Act, RSO 1990, c H.8 . These include; Administrative charges, garage and storage charges, or any commercial related offences unless stipulated and agreed to via commercial contract. Parking infractions or fines not covered also. Coverage is only provided in circumstance of part 1 driving offences. Part 2 and 3 offences as contained within Highway Traffic Act, RSO 1990, c H.8 are not subject to coverage terms provided by AUTO -ASSURANCE.

AUTO-ASSURANCE reserves the sole discretionary right to deny or accept any claim based on the aforementioned exemptions to coverage listed in these terms and conditions and reserves  sole interpretational discretion of the term

" non-driving related offences" as contained within these terms and conditions. 

AUTO-ASSURANCE  reserves sole discretionary right to deny any claim based on an action, event, or charge(s), that pre-existed the initial date and time of signing purchase agreement with AUTO-ASSURANCE on any plan that, in accordance with it terms stipulate coverage. All plans are subject and limited to single incident per year limitation. Reimbursement amount will only be paid in full on one incident annually. That includes incidents where drivers/members may incur multiple charges in one single incident or event. AUTO-ASSURANCE reserves the right to refuse or deny any claim based on this. AUTO-ASSURANCE also reserves sole discretionary right to deny any claim of coverage on a personal plan if AUTO-ASSURACE believes the claim to be commercially related. Commercial claims must be submitted and claimed subsequent a commercial plan agreement signed by both AUTO-ASSURANCE and the individual or commercial party there-in. All claims for service are subject to a one per year incident schedule unless otherwise expressly stipulated by AUTO-ASSURANCE.

8. Disclosure of relevant information- customers agree to disclose to AUTO-ASSURANCE copies of notice of offence upon submission of claim as well as agree and acknowledge that any legal provider will provide disclosure of relevant public information that does not violate client privilege to verify and reimburse member losses.

9.Reimbursements- AUTO ASSURANCE will only reimburse customers to their maximum reimbursement amount once per year either by single or multiple charge or events. Reimbursements will only be provided to customers who submit receipts for payment with jurisdiction of conviction that is in accordance with verified and corroborated information disclosed by legal provider upon rendered verdict.